SGBs are issued by the Government of India, providing investors with the assurance of a sovereign-backed investment vehicle

Investors gain exposure to the price movement of gold without the hassle of storing physical gold, as each unit of SGB represents a specific quantity of gold

SGBs offer a fixed rate of interest on the initial investment amount, providing investors with additional income in addition to potential capital appreciation.

SGBs are listed on stock exchanges, allowing investors to buy and sell them easily in the secondary market, enhancing liquidity compared to physical gold investments.

Investors can enjoy tax exemptions on capital gains upon redemption if held until maturity, along with indexation benefits for long-term gains, making SGBs tax-efficient investment options.

NCDs offer investors a fixed rate of interest over a specified tenure, providing stable returns compared to equity investments

Investors can choose from a variety of NCDs issued by different companies with varying interest rates, tenures, and credit ratings, allowing for diversification within fixed-income portfolios

Listed NCDs are traded on stock exchanges, providing liquidity and enabling investors to buy and sell them easily, unlike traditional debentures

NCDs are assigned credit ratings by rating agencies, indicating the issuer's creditworthiness and helping investors assess the risk associated with the investment

Interest income earned from NCDs is taxable as per the investor's income tax slab, but tax-saving options such as investing in tax-free bonds or availing deductions under Section 80C may be available, enhancing tax efficiency

Corporate fixed deposits offer fixed interest rates higher than traditional bank deposits, providing investors with predictable returns over the investment tenure.

Investors can choose from various maturity options offered by different companies, ranging from short-term to long-term deposits, catering to different investment horizons.

Corporate fixed deposits are assigned credit ratings by rating agencies, reflecting the issuer's creditworthiness and helping investors assess the risk associated with the investment.

While corporate fixed deposits typically have a lock-in period, they may offer premature withdrawal options with penalty charges, providing some liquidity to investors.

Interest income earned from corporate fixed deposits is taxable as per the investor's income tax slab, potentially reducing overall returns, and investors should consider tax-saving options available

Investing in 54EC Bonds enables investors to claim tax exemption on long-term capital gains from the sale of assets such as real estate or stocks by investing the capital gains amount within six months of the sale

54EC Bonds offer fixed returns over a specified tenure, typically issued by government entities or institutions with strong credit ratings, providing investors with stable and predictable income streams

While offering tax benefits, 54EC Bonds come with a lock-in period of three years, ensuring a stable source of funds for the specified duration and preventing premature redemption.

54EC Bonds are usually issued by government-backed entities, making them low-risk investments compared to other fixed-income securities, suitable for investors prioritizing capital preservation

Investing in 54EC Bonds can help investors diversify their investment portfolio by adding a tax-efficient fixed-income component, reducing overall portfolio risk and potentially enhancing long-term returns